Mortgages & Equity Release

Mortgages can be tricky- not only do you need to consider which mortgage is most suitable for your current needs and circumstances, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.

Equity Release Schemes

Equity release schemes are designed to allow (typically older) homeowners a way to release equity from their current properties without the need to move, meaning that they can continue to live where they are.

There are two main types of equity release mortgage; lifetime mortgages and home reversion plans. Both of these schemes differ in their benefits and drawbacks and it is important that if you are looking at this form of later life mortgage that you are aware of these differences and which product is right for you.

You can find more information on each type of plan by clicking here.

You can choose how we are paid for mortgages; you can pay a fee, we can accept commission from the lender, or a combination of fee plus commission. Typical fee for mortgage advice is £499.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Commercial buy to lets are not regulated by the Financial Conduct Authority (FCA).

Most buy to let mortgages are not regulated by the Financial Conduct Authority (FCA).

The Financial Conduct Authority does not regulate some forms of Buy to Let, Wills or Tax Advice.

Make an Enquiry

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Book a Free Initial Mortgage Consultation

To arrange your free initial consultation simply simply click below, select a time that suits you and one of our advisers will give you a call.

For equity release please use our enquiry form or contact us directly.